Buy vs Lease

Through this option, we'll work with you to negotiate a monthly payment through official Kia financing or another established financial institution at the dealership. After calulating your credit options and determining a downpayment, we'll be able to calculate a monthly payment that works for you. Other expenses will include insurance, taxes, and a deposit on the first monthly payment.

• Each month you make a payment towards your loan, and once you make the last payment, you'll officially own your Kia!
• There are no milage restrictions when buying your vehicle through an auto loan, making it a great option for those who plan to travel a lot.
• Through the use of warranties on your vehicle, our Kia service center will be able to keep your car in top shape through routine visits. This way, you won't be charged fees on any wear and tear guidelines that may come along with a lease.

When leasing your new vehicle, you'll be paying a portion of the car's value over time. Leasing usually comes with a couple of extra terms and conditions, but there are plenty of options available to help you get the most out of it. To get started on a lease, you pay the first payment, insurance, a security deposit, and government or lessor charges, and make routine payments throughout the lease term.

• Each month, you pay a monthly payment that goes towards paying off the lease agreement terms.
• A lease can often come with mileage restrictions, which you agree to at the time of signing. Going over this milage limit results in additional charged fees.
• In the event your vehicle has wear and tear not covered by us, you can also be charged for this as well. Visiting our service center regularly can help prevent this where possible.
• The main thing a lease offers is flexibility. At the end of your lease term you can either purchase the vehicle at it's residual value, you can enter into a new lease, or simply choose not to renew. If you prefer to upgrade your ride every few years and like having consistent access to the latest models, leasing is a great way to give you an affordable payment plan.

If you'd like to learn more about Kia lease and car loan options, give us a call at Superior Kia in Orangeburg, SC! We'll work with you to answer any questions and arrange test drives at your convenience.