Deciding whether you should purchase an extended service plan for your Kia is a big decision. However, by knowing some basic information about the plans, you are better able to make an informed decision. So, below you’ll find a list of key things to consider before you buy.
What is an Extended Service Plan?
Extended service plans offered by dealerships can provide more peace of mind to drivers by adding protection after your standard vehicle warranty expires. Warranties cover different systems in your vehicle for a specified period of time or up to a certain mileage.
All new Kias come with a 5-year/60,000-mile limited basic warranty, a 5-year/100,000-mile limited anti-perforation warranty, a 5-year/60,000-mile roadside assistance package, and a 10-year/100,000-mile powertrain warranty.
These warranties cover most of the workmanship and parts on your vehicle. If something goes wrong with your vehicle during the warranty, the dealer fixes the covered items for you free of charge. However, these warranties are only effective for the specified period and you cannot extend them. So, if you want added protection at the end of your warranty or if you are buying a used vehicle, you may purchase an extended service package.
Who Should Buy an Extended Vehicle Service Plan?
You have some important facts to take into account when you consider buying an extended service plan. Some people really benefit from the purchase, while other people literally throw their money away when they “invest” in peace-of-mind. So, how do you know when you should buy a plan? Well, it is not as difficult as you may think to determine if a service plan is right for you.
If you are purchasing a brand new Kia and you do not plan to keep your car for more than 5 years/60,000 miles, there is really no reason to spend the extra money. However, if you are purchasing a used Kia with higher mileage and no warranty, an extended service plan is an excellent choice that gives you the confidence to hit the open road and live life to the fullest.
Basically, the older your car is and the longer you plan to own your vehicle, the more beneficial an extended service plan becomes. You may not know how long you plan to keep your car, but you need an educated estimate to make the correct choice.
What Does an Extended Service Plan Cover?
Each plan has differences in the fine print. Some, like the roadside assistance package that comes standard with every new Kia, offer free roadside assistance. Others cover tires, rims, glass, paint chips, and more. There are plans that require you to pay a deductible when you make a claim for repairs and others that allow you to drop your car off for a covered repair without paying a penny out of pocket.
When it comes down to it, you are the only person who can decide if buying an extended service plan for your Kia is the correct decision. However, by weighing the pros and cons you will know what is right for you, your family, and your Kia.
“Kia” by James Case, Licensed via CC BY 2.0
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Warranties include 10-year/100,000-mile powertrain and 5-year/60,000-mile basic. All warranties and roadside assistance are limited. See retailer for warranty details.